The amount you pay before your plan begins to pay for eligible vision services. Great news! With Aetna Vision Preferred Direct plans, you have no deductible.
Vision plans made for you
Get the insurance coverage you need to keep your eyes healthy and get the eyewear you want, where you want. The choice is yours with an Aetna Vision Preferred Direct™ plan.
Looking for dental and vision?
You can save by choosing our dental plan that includes vision coverage.
Choice and convenience
More providers to fit your needs
In-store and online, you can choose from thousands of vision providers across the country. Our large nationwide network includes convenient vision offices and retailers. More choices, more ways to be healthy.
Minoristas nacionales
- LensCrafters®
- Pearle Vision
- Target Optical®
- Red de Proveedores Independientes
Minoristas en línea
- CVS Optical™
- LensCrafters®
- Target Optical®
- Glasses.com;
- Contacts Direct
- Ray-Ban
Vision plans at a glance
Looking for a plan that fits your life and budget? Let’s explore.
With our vision insurance for individuals and families, we can help you find the right plan for you. Use this chart to compare coverage and costs for Aetna Vision Preferred Direct plans. This chart shows in-network benefits.
|
Value Plan |
Select Plan |
Elite Plan |
|
|---|---|---|---|
|
Ninguno |
Ninguno |
Ninguno |
|
|
$20 |
$15 |
$10 |
|
|
$25 |
$20 |
$10 |
|
|
$130 |
$160 |
$200 |
|
|
$130 |
$160 |
$200 |
|
|
Standard: $90
Premium tiers 1-3: $110-$135 |
Standard: $85
Premium tiers 1-3: $105-$130 |
Standard: $10
Premium tiers 1-3: $95-$120 |
|
|
Polycarbonate: $40
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
Polycarbonate under age 19: $0
Polycarbonate over age 19: $40
Scratch resistant: $15
Anti-glare: $45
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
Polycarbonate: $0
Scratch resistant: $0
Anti-glare: $45
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
|
|
Included |
Included |
Included |
|
|
Starting at $10.40 a month |
Starting at $13.13 a month |
Starting at $18.33 a month |
|
Value Plan |
|
|---|---|
|
Ninguno |
|
|
$20 |
|
|
$25 |
|
|
$130 |
|
|
$130 |
|
|
Standard: $90
Premium tiers 1-3: $110-$135 |
|
|
Polycarbonate: $40
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
|
|
Included |
|
|
Starting at $10.40 a month |
|
|
Select Plan |
|
|---|---|
|
Ninguno |
|
|
$15 |
|
|
$20 |
|
|
$160 |
|
|
$160 |
|
|
Standard: $85
Premium tiers 1-3: $105-$130 |
|
|
Polycarbonate under age 19: $0
Polycarbonate over age 19: $40
Scratch resistant: $15
Anti-glare: $45
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
|
|
Included |
|
|
Starting at $13.13 a month |
|
|
Elite Plan |
|
|---|---|
|
Ninguno |
|
|
$10 |
|
|
$10 |
|
|
$200 |
|
|
$200 |
|
|
Standard: $10
Premium tiers 1-3: $95-$120 |
|
|
Polycarbonate: $0
Scratch resistant: $0
Anti-glare: $45
UV protection: $15
Tinted lenses: $15
Photochromic light-to-dark tinting: $75 |
|
|
Included |
|
|
Starting at $18.33 a month |
|
Deducible
Eye exam copay
The amount you pay to the network provider for your routine eye exam. You can get 1 eye exam every 12 months.
Standard lens copay
The amount you pay to a network provider for your base eyeglass lens. Base eyeglass lenses include standard plastic single vision, bifocal, trifocal or lenticular lenses. You can use your lens benefit towards the purchase of eyeglass lenses or contact lenses every 12 months.
Frame allowance
The amount of your frame cost your plan covers when you visit a network provider. If your frame cost is more than your frame allowance, you get 20% off the balance. You’re responsible for the balance up to the total cost of the frame.
Contact lens allowance
The amount of your contact lens cost your plan covers when you purchase from a network provider. If your purchase of conventional contact lens goes over your plan's allowance, you get 15% off the balance. You can use your lens benefit towards the purchase of eyeglass lenses or contact lenses every 12 months.
Progressive lens copay
The amount you pay to the network provider for upgrading to a progressive lens. This copay includes the cost of the bifocal lens plus the progressive upgrade. If the progressive lens you choose is outside of tiers 1 through 3, you get a 20% discount off the retail cost plus a $120 plan allowance.
Standard lens options
Lens options are available at a discount when you visit a network provider. You don’t pay more than the amount listed. Some options are covered in full based on the plan you choose. Other non-covered lens options are available for 20% off the retail cost.
Out-of-network coverage
You have the option to visit an out-of-network provider. If you do, you pay the provider in full and submit a claim to get reimbursed (up to the maximum out-of-network plan limit).
Monthly cost
The monthly costs shown are examples of our lowest monthly rates. Your cost may vary based on the individual vision plan you choose and the number of people you insure. Once you choose a plan, check your plan documents for your covered services and benefit levels.
Avisos legales
Los planes dentales y los beneficios para la vista están asegurados por Aetna Life Insurance Company (Aetna). Algunos servicios de administración de reclamos por cuidado de la vista son proporcionados por First American Administrators, Inc., y algunos servicios de administración de la red son proporcionados por medio de EyeMed Vision Care (“EyeMed”), LLC.
Este material solo tiene fines informativos y no constituye una oferta ni una propuesta de contrato. Debe completarse una solicitud para obtener la cobertura. Los planes de seguro tienen exclusiones y limitaciones. See brochure and policy for a complete description of benefits, exclusions, limitations, and conditions of coverage. Providers are independent contractors and are not agents of Aetna®. La participación de los proveedores puede modificarse sin previo aviso. Las características y la disponibilidad del plan pueden variar según el lugar y están sujetas a cambios.Refer to DentalDirect.Aetna.com for more information about Aetna Dental® plans.
Dental service areas in Massachusetts include Barnstable, Berkshire, Bristol, Essex, Hampden, Hampshire, Middlesex, Norfolk, Plymouth, Suffolk, and Worcester counties. Members residing outside of the service area seeking in-network level of care would need to seek services within the approved service area.
Entre los formularios de póliza emitidos en Idaho, se incluyen los siguientes: AL IVL HPol-PPODental_WP 01 and AL IVL HPol-PPODental_NWP 01
Policy forms issued in Missouri, Oklahoma, Washington and Wyoming include: AL IVL HPol-PPODental 01
Los planes de seguro de visión contienen exclusiones y limitaciones. No todos los servicios de la visión están cubiertos. Exclusions and limitations for vision include: any charges in excess of the benefits, dollar or supply limits listed above; special vision procedures, such as orthoptics, vision therapy or vision training; vision services or supplies that do not meet professionally accepted standards; plano (non-prescription) lenses; non-prescription sunglasses; two pair of glasses in lieu of bifocals; medical and/or surgical treatment of the eyes; cosmetic services; lost or broken lenses, frames, glasses or contact lenses. Other exclusions and limitations may also apply.
Consulte los documentos del plan para obtener una descripción completa de los beneficios, las exclusiones, las limitaciones y las condiciones de cobertura. Las características y la disponibilidad del plan pueden variar según el lugar y están sujetas a cambios.Providers in the Aetna Vision network are contracted and credentialed through EyeMed Vision Care, LLC according to EyeMed's requirements. EyeMed and Aetna are independent contractors and not agents of each other. La participación de los proveedores puede modificarse sin previo aviso.
Policy form issued in all approved states is AL IVL HPol-VisionPPO. Refer to VisionDirect.Aetna.com for more information about Aetna® vision plans.
DISCOUNT OFFERS ARE NOT INSURANCE. They are not benefits under your insurance plan. You get access to discounts off the regular charge on products and services offered by third party vendors and providers. Aetna makes no payment to the third parties — you are responsible for the full cost. Check any insurance plan benefits you have before using these discount offers, as those benefits may give you lower costs than these discounts.
This public website is available broadly and is not plan or state specific. If you are an Aetna member, you can log in to access the exact list of available providers, benefits and/or offers based on your specific plan, network or state. If you are not yet enrolled in an Aetna plan, please keep in mind that your actual network, benefits and/or offers may vary from what appears on this website. Not all providers participate in every plan or offer all services. Special offers and discounts on non‐covered services may not be available through all providers, or in all states.
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